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A supplemental life insurance plan for PERA members.

Simple. Affordable. Payroll deducted.


Features, schedule of benefits, and more.


Eligibility, enrollment, billing, and more.


Enrollment, coverage, claims, and more.

The Public Employees Retirement Association of Minnesota (PERA) is a member of the National Conference on Public Employee Retirement Systems (NCPERS) Voluntary Life Insurance Plan, issued by the Prudential Insurance Company of America (Prudential).

The NCPERS program has been offered to PERA members since 1989, because it has a unique plan design. It is particularly well suited for public pension plan members and fills members needs not fully addressed by the pension plan. The PERA has this plan available because of its membership in NCPERS, but it has no role in the carrier selection, design, or operation of the plan.

There are more than 30,000 PERA members/retirees and their dependents insured under this plan. The overall NCPERS Plan, of which PERA is a part, insures more than 87,000 members, retirees and dependents, and has been providing added security for public employees for over thirty years. It has paid over $100 million to beneficiaries of public employees. NCPERS is the leading advocate for public pension plans and their members, and is dedicated to the protection and improvement of the financial security of public employees.